Cashiering

  • Collect all regular principal and interest, escrow, and reserve payments
  • Process auto-debit payments
  • Monitor and resolve “suspense” items
  • Reconcile bank accounts, cash transfers, and GL accounts

Loan Administration

  • Reserves
  • UCC
  • Payoffs/Satisfactions
  • Real Estate Taxes
  • Insurance
  • Escrow Analysis

Adjustable Rate Mortgage (ARM) Accounting

  • Review monthly, quarterly, and annual ARM adjustments
  • Notify borrowers of interest rate and payment changes
  • Periodically audit adjustable rate portfolio